Once we have completed our analysis and research we will meet you again to present our solutions and explain the reasons for our recommendations.

You do not have to take our advice – it is always just that – advice.

It is important that we discuss our recommendations with you and ensure you understand the appropriate features and benefits of the arrangements we have sourced. Although financial documents have become simpler in recent times, there is still a lot of jargon used in their preparation and we aim to ensure you do fully understand the information we are providing.

At this point you may want to take stock before proceeding to Stage 4 – the applications – or you may be happy to continue at the same meeting.